by Alfred Grundig The best option to spend your money wisely is a debit card. You have to deposit in your bank account first to use a debit card. Debit card plays a vital role in a person’s life, as it is the most convenient mode of payment available these days. Thus, with a debit card, you do not have to carry your wallet full of cash or a checkbook, while you go for shopping or a vacation. To qualify for a debit card is not that tough, as you use your own money and not any credit money l